Over 1/3 of Americans have no life insurance at all, and 8 out of 10 adults overestimate the cost for a personal life insurance policy. Death is certain, but the matter of when is unknown. Too many times we hear stories of no life insurance or go-fund-me accounts needing donations to help pay funeral expenses or cost of living for those left behind. For very few dollars and a short amount of time, an adequate life insurance policy can be purchased for protecting your love ones from financial heartache when you pass.
Life insurance is very affordable in most cases and can be one of the most important financial decisions you will make. Things to consider when determining the “right” amount are things like mortgage balances, funeral expenses, other debts, your child’s education, and income replacement to your family. These are a few of the important facts to consider when determining what needs protected.
We would be very happy to provide a complimentary needs analysis over and above the cookie-cutter example we have enclosed in this mailing. Once completed, we have the ability as an independent agency to request proposals from over 30 different life insurance companies nationwide for the best possible plan and price.
Feel free to reach out to me via telephone or by email to further the discussion or to follow up with you in the near future. I would be happy to help you take the steps to financial success for you and your family.