The costs of healthcare continue to soar with fewer options for delivery of care. The cost for an appointment with your physician or an urgent care visit are escalating in excess of $200 in most areas of the country with prices only hiking further as the shortage of physicians continue to grow. The premiums associated with health insurance have become hard to manage even post Affordable Care Act and in many cases not a probable solution.

Now the good news! As an alternative to traditional doctor or urgent care visits, simply pick up the landline phone to call or request an over the phone consultation using a smart phone application from your cell phone called Teladoc. Teladoc provides access to board certified physicians and pediatricians in your state of residence who can resolve most non-emergency medical concerns for you or your child 24 hours a day, 7 days a week as well as during holidays. The service is fast and efficient and can save tremendous time and effort.

Without the need to set a doctor’s appointment or leave work to see the doctor, one may wonder why this service was not available sooner in America?

Teladoc physicians can prescribe medication when medically necessary for a large range of conditions such as the following.

General Health

  • Cold & Flu symptoms
  • Bronchitis
  • Allergies
  • UTI
  • Sinus conditions
  • Ear Infection
  • Respiratory Infection


  • Skin Infections
  • Acne
  • Rash
  • Abrasions
  • Moles-warts

Behavioral Health

  • Stress-Anxiety
  • Depression
  • Addiction
  • Counseling
  • Domestic Abuse

There is no copayment, deductible, or coinsurance to satisfy when using Teladoc for a consultation. The Teladoc service provides unlimited use without the upfront costs of traditional ER or urgent care facilities. If a prescription medication is necessary, the cost of the prescription would be the member’s responsibility either by paying for the cost themselves or utilizing their traditional healthcare insurance plan at their local pharmacy.

Member satisfaction is 95% with a 92% resolution percentage.

So how does one purchase the Teladoc service? A membership fee for the IEN Advantage Card which includes the leading telemedicine service, Teladoc, is $15.99 per month for the entire household. Other membership discounts also are included such as dental and vision discounts, MRI & CT Scan discounts, as well as the highly utilized pharmacy discounts.

By redirecting care from an ER or urgent care, everyone wins. Faster, more efficient care at a fraction of the cost is why telemedicine is gaining ground all over the country. For enrollment or to watch a video on how things work, please visit our enrollment site by clicking the “Learn More” button below.