About Us
At IEN Risk Management, we do not take the standard approach to employee benefit advising. Our goal as an organization is to educate, provide strategy, and administer the change management strategies required to transition employees and their families to a new mindset around how healthcare is delivered. Guiding middle-to-large market businesses, both public and private, on how to achieve better health outcomes through the removal of misaligned incentives, instead focusing on high-quality healthcare and transparency. The journey begins with employee education, creating a strategic mental model shift around the way healthcare services are sought, utilized, and received.
Why is this so Important?
Wage stagnation
It's the primary cause. Healthcare crushes middle and lower income families.
Public spending
Consumes 30-40% of state and ~27% of federal (7% in 1976) budgets.
Bankruptcy
#1 cause for individuals, though 72% of filers have health insurance in place.
Human suffering
46% of Americans forego care. Out of pocket costs are up 68% since 2009.
Savings
Average baby boomer families would have $1M more saved if costs had tracked to inflation.
Earnings
Costs on track to consume > 50% of Millennials' entire lifetime earnings.